Dream for all program.

“Dream For All” Program is BACK for 2026! 🚨
Stop what you’re doing. If you’ve been dreaming of buying a home in Riverside County but the down payment feels impossible, the state of California just dropped the news we’ve been waiting for. 🏠✨
The California Dream For All Shared Appreciation Loan is returning, and it could give you up to 20% of the home’s purchase price (up to $150,000) for your down payment or closing costs.
The Fast Facts for 2026:
• 📅 Mark Your Calendar: The registration portal opens February 24, 2026 and closes March 16, 2026.
• 🎟️ It’s a Lottery: This isn’t first-come, first-served. It’s a randomized drawing, so everyone who applies in that window has a fair shot.
• 💰 The Deal: You get up to 20% down. You don’t make monthly payments on it. You only pay it back (plus a share of the home’s appreciation) when you sell or refinance later.
Do You Qualify?
1. First-Gen Status: At least one borrower must be a first-generation homebuyer (your parents don’t currently own a home in the U.S.).
2. First-Time Buyer: All borrowers must be first-time homebuyers.
3. Income Limits: You must be under the CalHFA income limits for your county (for the IE, these are typically very generous!).
4. Credit Score: Generally, you’ll need a 660+ to qualify.
How to get “Lottery-Ready” NOW:
You cannot just “sign up” on the day of. You must have a voucher from a CalHFA-approved lender.
Don’t wait until February 24th! We need to get your pre-approval letter and your Homebuyer Education certificate ready so you can hit “submit” the moment that portal opens.
Let’s connect now, and let’s see if you qualify. Let’s get you into an  home this year! 📲